Privacy Policy |

Payment Circle

Last Updated: July 1, 2025

Our Commitment to Your Privacy

PaymentCircle is committed to protecting the privacy and security of our customers and website visitors. We value the trust you place in us and are dedicated to handling your personal information responsibly. We do not sell, rent, or share your personal information, mobile information, or messaging consent with third parties for marketing or advertising purposes.

This Privacy Policy explains how we collect, use, store, and protect your information when you use our website and services.

Privacy Compliance Certification

PaymentCircle follows industry-standard security practices to help protect customer information and maintains PCI DSS compliance to ensure secure payment processing.

Collection of Personal Information

We collect personal information only when you voluntarily provide it while using our services. This information may include:

  • First Name and Last Name
  • Mailing Address
  • Email Address
  • Phone Number
  • Business Information
  • Payment Information (when processing transactions)

You may provide this information when you:

  • Create an account
  • Submit an online application
  • Request a merchant account
  • Subscribe to newsletters or promotional offers
  • Contact our support team
  • Process payments through our platform
  • Participate in surveys, promotions, or special offers

We never collect personal information without your knowledge and consent.

How We Use Your Personal Information

PaymentCircle uses your personal information to:

  • Create and manage your account
  • Process merchant applications and payment services
  • Respond to your questions and customer support requests
  • Improve our products and services
  • Send important service-related updates
  • Process transactions securely
  • Comply with legal and regulatory obligations

We do not sell, trade, or rent your personal information to third parties.

Sharing Information with Trusted Partners

PaymentCircle does not sell or lease customer information to third parties.

We may share limited information with carefully selected service providers only when necessary for business operations, including:

  • Email communication services
  • Payment processing partners
  • Customer support providers
  • Identity verification services
  • Fraud prevention and risk management
  • Order fulfillment and delivery services
  • Cloud hosting and infrastructure providers

These service providers are contractually required to:

  • Keep your information confidential
  • Use your information only for the services requested by PaymentCircle
  • Maintain appropriate security standards
  • Comply with applicable privacy laws

We may also disclose information when required by law or when necessary to:

  • Comply with legal obligations
  • Protect our legal rights
  • Prevent fraud or financial crime
  • Protect the safety of our customers or the public

Your Privacy Rights

Depending on your location and applicable privacy laws, including the California Consumer Privacy Act (CCPA) and other privacy regulations, you may have the right to:

  • Know what personal information we collect
  • Request access to your personal information
  • Request correction of inaccurate information
  • Request deletion of your personal information
  • Request a copy of your personal data
  • Object to certain processing activities
  • Opt out of certain third-party disclosures where applicable

To exercise your privacy rights, please contact us using the information provided in the Contact Us section below.

Cookies and Tracking Technologies

PaymentCircle uses cookies and similar technologies to:

  • Improve website functionality
  • Remember your preferences
  • Analyze website traffic
  • Measure website performance
  • Enhance user experience
  • Improve security

You may disable cookies through your browser settings. However, disabling cookies may affect certain website features and functionality.

Behavioral Analytics

We may collect anonymous usage information to better understand how visitors interact with our website and services.

This information helps us:

  • Improve website performance
  • Enhance user experience
  • Optimize our payment solutions
  • Personalize website content

PaymentCircle does not sell behavioral data or track users across unrelated third-party websites for advertising purposes.

Data Storage and Security

Your information may be securely stored on trusted third-party cloud infrastructure providers that maintain industry-leading security standards.

PaymentCircle implements administrative, technical, and physical safeguards including:

  • Data encryption
  • Secure servers
  • PCI-compliant infrastructure
  • Access controls
  • Continuous monitoring
  • Security audits

Although we use commercially reasonable efforts to protect your information, no internet transmission or electronic storage system can be guaranteed to be completely secure.

Children's Privacy

PaymentCircle’s services are intended for individuals who are at least 18 years of age.

We do not knowingly collect personal information from children under the age of 13. If we become aware that personal information has been collected from a child without appropriate consent, we will promptly delete that information.

Marketing and Communication Preferences

You may choose to stop receiving promotional emails or marketing communications from PaymentCircle at any time by:

  • Clicking the Unsubscribe link included in our emails
  • Contacting our customer support team
  • Replying STOP where applicable for SMS communications

Please note that you may continue to receive important account-related or transactional communications.

Changes to This Privacy Policy

PaymentCircle may update this Privacy Policy periodically to reflect changes in our business practices, legal requirements, or service offerings.

When significant changes are made, we will:

  • Update the “Last Updated” date
  • Publish the revised Privacy Policy on our website
  • Notify users when required by applicable law

Your continued use of our website or services after changes become effective constitutes acceptance of the updated Privacy Policy.

Contact Us

Payment Circle
16715 Saintsbury Glen
San Diego, CA 92127
United States

Email: support@paymentcircle.us
Phone: +1 (858) 504-9481