Apply for a merchant account

Start with a two-minute quick application. We review your business, match you with processing partners that fit your industry and volume, and guide you through underwriting.

  • Encrypted, private submission
  • Quick application takes about 2 minutes
  • No cost to apply

Before you apply: Payment Circle is an independent merchant services agent, not a bank or payment processor. We review your application and share it with our third-party processing partners for underwriting. Approval, pricing, reserves and processing limits are decided by the processing partner, and submitting an application does not guarantee approval. We use your information only to evaluate and support your merchant account request, as described in our Privacy Policy and Terms of Service.