Merchant Accounts

Whether you are opening a retail store, launching an e-commerce site, starting a professional service company, or taking customer payments remotely you must need a credit card.

Learn what a merchant account is, its types, and how to get approved — low-risk to high-risk.

A virtual terminal lets you key in card or ACH payments in your browser with no card reader. See how it compares to a POS system on cost, fraud risk and PCI work.

Every U.S. business that gets paid electronically eventually asks the same question: should we collect payments through ACH (bank transfers), credit and debit cards, or both?

Merchant account and payment gateway are often used in the same conversation, but they describe different parts of a payment-processing setup.