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Guides About Processing
Practical guides covering merchant accounts, gateways, ACH, chargebacks, POS systems, recurring billing, SaaS payments, card declines, processing fees, rolling reserves, PCI compliance, settlement, card-not-present payments, merchant statements, chargeback prevention, gateway integration, MCCs, reconciliation, refunds, payment tokenization, and authorization holds.
A rolling reserve holds back part of your card sales for a set period before releasing it. Learn how it works, who gets one, and how to plan for it.
Learn how to sell digital products step by step: choosing and pricing a product, delivery, payments, policies, chargeback prevention and costs.
Interchange-plus pricing passes the real card network costs through to you and adds a fixed, disclosed markup. Learn how it works, how it compares to flat-rate and tiered pricing, and how to evaluate a quote.
Learn how to get a merchant account for a supplement business: why banks treat supplements as high-risk, what underwriters check, the documents to prepare, and mistakes to avoid.
ACH return codes tell you why a customer's bank rejected a debit and what to do next. Learn the common R-codes, Nacha return rate thresholds, and how to reduce returns.
Learn what makes a business high-risk for card processing, how underwriters decide, and practical steps new merchants can take to earn better terms.
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