Retail Payment Processing |

Payment Circle

RETAIL & IN-PERSON PAYMENTS

Payment Processing for Retail Businesses

Retail businesses may need payment processing at the counter, on mobile devices, online, or through authorized remote transactions. Payment Circle helps eligible retailers explore merchant accounts and compatible payment options based on their sales channels and transaction profile.

Review Retail Payment Options →
PAYMENT READY*

Accept Payments Across the Retail Customer Journey

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In Store

Discuss compatible card-present payment options for eligible retail locations.

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Mobile

Explore provider-supported mobile payment solutions when available.

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Online

Add ecommerce or gateway options when your business also sells online.

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Remote

Use a compatible virtual terminal for authorized card-not-present payments where supported.

What Providers May Review

  • Products sold
  • Business location
  • Monthly volume
  • Average ticket
  • Sales channels
  • Refund practices
  • Processing history

One Business, More Than One Sales Channel

A retailer may serve customers in person, online, through invoices, or remotely. The right processing setup depends on the merchant account, provider compatibility, equipment, gateway, and business requirements.

Retail Payment Processing FAQs

01Can retail businesses accept in-person card payments?+
Eligible retail businesses can discuss compatible in-person payment options based on the processor, equipment, gateway, and merchant account available to the business.
02Can a retail business also accept online payments?+
Yes, some businesses use more than one sales channel. Compatible ecommerce, gateway, or virtual-terminal options may be available depending on the provider.
03Can retail businesses use mobile payment options?+
Mobile payment solutions may be available with compatible providers and equipment. Features and supported payment methods vary.
04What does a provider review for a retail merchant account?+
Providers may review products sold, business location, expected volume, average ticket, sales channels, refund practices, ownership, financial information, and processing history.

Discuss Payments for Your Retail Business

Tell Payment Circle where you sell, your average transaction, expected monthly volume, and the payment channels you need.

Discuss My Retail Business →