Digital Agency Payment Processing |

Payment Circle

DIGITAL & CREATIVE AGENCIES

Payment Processing for Digital Agencies

Digital agencies often collect project deposits, retainers, recurring fees, invoice payments, or higher-value client payments. Payment Circle helps eligible agencies explore merchant accounts, ACH, gateways, virtual terminals, and recurring-payment options that fit their client billing model.

Review Agency Payment Options →

Client Retainers

Discuss recurring or scheduled payment options for eligible ongoing client relationships.

Projects & Invoices

Explore card, virtual terminal, or ACH payment paths depending on provider availability and use case.

A Payment Model for Service-Based Revenue

01

Project Deposits

A merchant account can support authorized card payments while clear proposals, agreements, delivery milestones, and refund terms help define the client engagement.

02

Monthly Retainers

Eligible agencies may use recurring billing for ongoing services when customer authorization, billing terms, and cancellation procedures meet provider requirements.

03

Large Invoices

Depending on eligibility, agencies may discuss card and ACH options for larger invoices along with transaction limits and provider-specific terms.

Merchant AccountProcessing options based on service model, volume, average ticket, history, and underwriting profile.
Virtual TerminalAuthorized remote card entry for compatible agency workflows when supported.
ACH ProcessingBank-account payment options for eligible invoices and B2B payment use cases.

Digital Agency Payment FAQs

01Can digital agencies get merchant accounts?+
Eligible agencies can apply. Providers may review services, billing terms, delivery timelines, average ticket, monthly volume, refund practices, client agreements, and processing history.
02Can agencies accept retainers or recurring payments?+
Recurring or scheduled billing may be available for eligible agencies when supported by the processor or gateway and when customer authorization requirements are met.
03Can an agency accept ACH for invoices?+
ACH may be available for eligible businesses and can be useful for invoices, retainers, and larger B2B payments depending on the provider.
04What documents may an agency need?+
Requirements vary, but providers may request business information, bank records, website details, client agreements, processing statements, invoices, fulfillment information, and other underwriting documents.

Make Payments Fit the Way Your Agency Bills

Share your billing model, average client payment, expected monthly volume, and the payment methods you want to offer.

Discuss My Agency →