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Guides About Processing
Practical guides covering merchant accounts, gateways, ACH, chargebacks, POS systems, recurring billing, SaaS payments, card declines, processing fees, rolling reserves, PCI compliance, settlement, card-not-present payments, merchant statements, chargeback prevention, gateway integration, MCCs, reconciliation, refunds, payment tokenization, and authorization holds.
Learn how to read a merchant statement line by line, separate pass-through costs from processor markup, and calculate your true effective rate with a worked example.
How travel agency credit card processing works, who the merchant of record is, what underwriters check, and how to set up payments that hold up to disputes.
Friendly fraud is when a real customer disputes a real purchase. Learn how these chargebacks work, what evidence wins under Visa CE3.0, and how to prevent them.
When Shopify Payments won't support your products, you can connect your own high-risk merchant account through a third-party gateway. Here's how setup works, what it costs on each Shopify plan, and how to prepare for
Yes, sole proprietors can get a merchant account without forming an LLC. Learn what underwriters check, SSN vs EIN, the documents you need, and how to apply.
The Nacha rule changes 2026 require fraud monitoring for every business Originator and a PURCHASE label on online goods debits. Here is what each rule means and a checklist to comply.
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